Glossary

PAYGO

A plain-English definition of PAYGO financing and how it affects borrowing and annual operating resources.

Last updated: 2026-05-19

Independent and unofficial. Source-linked term.

PAYGO means pay-as-you-go financing.

In the capital budget, PAYGO uses current revenue for capital costs instead of using debt for those costs. It can reduce borrowing and future interest costs, but it also uses money that affects annual operating resources.

PAYGO is one reason the operating budget and capital budget can touch even when no new borrowing is involved.

Why It Matters

PAYGO can reduce borrowing for capital projects, but it also uses current resources that could affect the annual budget.

Common Misunderstanding

PAYGO does not mean a capital project has no cost. It means the county is using current revenue rather than borrowing for that part of the project funding.

Corrections

If this definition describes a source incorrectly or a link stops working, please use the corrections page so the issue can be tracked.

Report a possible correction

Related Pages